Definition of INCOMPETENT:
(noun) / a person judicially declared to be incapable of managing his or her own affairs (New York Estates, Powers & Trusts Law § 1-2.9; SCPA § 103 )
Plain English translation: In order for a person to be considered legally incompetent, a court must make a determination that the person cannot manage himself or his affairs by reason of age, mental illness, or otherwise.
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